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28766 Vista Valley Dr , Vista, CA 92084
$949,000
Est. Payment: $4,792.17/mo
2 Bed
3 Bath
2086 Sqft
Status: active | Days on site: 106
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Set within one of North County’s best-kept secrets, this hidden gem of rural Vista offers the peaceful feel of Bonsall country living paired with scenic golf course surroundings and an elevated country club atmosphere. This home captures expansive mountain and fairway views in a tranquil, private setting. Designed to live as a single story, the main level features the primary suite, and everyday living spaces for comfort and convenience. Upstairs, a spacious loft with an additional bedroom and bath creates the feel of a private guest suite—ideal for visitors, extended stays, or added separation and privacy. Vaulted ceilings, abundant natural light, and expansive windows enhance the home’s bright, open feel. Vista Valley Villas residents enjoy two community pools, beautifully maintained grounds, and a welcoming neighborhood atmosphere known for its sense of community and peaceful surroundings. Stroll to The Havens Country Club, where it's members enjoy access to golf, pickleball, tennis, fitness, dining, and a vibrant calendar of social activities within one of North County’s most picturesque private club settings.
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Highlights

Listed by Tania Ventura , 760-331-9950 Century 21 Affiliated , 760-828-4400. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.1

HOA Fee

410 Monthly

Year Built

1990

County

San Diego

Area

92084 - Vista

 School District

Bonsall Unified

Listing ID

NDP2602515

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/4 Bathrooms:1
Air Cond:Central Air
Fireplaces:Living Room,Wood Burning
Other:Bedroom on Main Level,Loft,Main Level Primary,Primary Suite,Utility Room

Exterior Features

Lot:Front Yard,Lot Over 40000 Sqft,Landscaped,No Land Lease
Garage Capacity:4
Zoning:sfr
Sewer:Public Sewer
Principal Interest
$4,792
Taxes
$605
HOA
$410

Home Price

$949,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,792.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,792.17 $604.99 $410.00 $5,807.16
Yearly $57,506.06 $7,259.85 $4,920.00 $69,685.91
Total $1,725,181.75 $217,795.50 $147,600.00 $2,090,577.25

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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