361 E Indian Rock Rd , Vista, CA 92084
$995,000
Est. Payment: $5,024.46/mo
4 Bed
3 Bath
2042 Sqft
Status: active | Days on site: 8
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Now offered at $995,000. Beautifully remodeled and move-in ready, this spacious 4-bedroom, 3-bath home offers approximately 2,042 sq ft of thoughtfully designed living space on an oversized lot in one of Vista's most convenient locations. Featuring two primary suites, including one on each level, the flexible floor plan is ideal for multi-generational living, guests, or a future Junior ADU conversion. The main level offers a bright living room with private tree views and a stunning new kitchen featuring high-end appliances, including a 5-burner gas range, a high-performance hood, black stainless-steel refrigerator and dishwasher, a microwave/air fryer combo, Taj Mahal quartz counters and custom cabinetry. Three bedrooms, one being the primary suite, and an additional full bathroom including a tub off the hall. Downstairs you'll find a spacious family room, a bedroom with a private ensuite bathroom, wet bar, laundry area, and through the new sliding doors direct access to the expansive backyard with a pergola covered patio and fruit trees. Every room is flooded with natural light. Recent improvements include remodeled bathrooms, new flooring, paint, HVAC, tankless water heater, automatic shut-off valve, interior and exterior doors, 8 new windows, upgraded 200-amp electrical panel (solar ready), EV charging, finished two-car garage, fencing, gutters, smart home features including ring camera, and thermostat. Outside, enjoy over 10 additional parking spaces with room for RVs, boats, trailers, future ADU potential, workshop, pool, or expanded outdoor entertaining. Located minutes from Brengle Terrace Park, Moonlight Amphitheatre, and Historic Downtown Vista, with easy access to trails, dining, and the 78 corridor. Beaches in Carlsbad and Oceanside are just 15–20 minutes away. A rare opportunity to own a fully upgraded home offering both immediate livability and long-term potential in one of North County’s most desirable communities. The outdoor space is a standout feature, offering a blank canvas for a custom-designed backyard environment. The lot size and layout allow for a wide range of possibilities, including the potential addition of a pool and spa, outdoor kitchen or built-in BBQ, artificial turf or landscaped garden, children’s play area, or a fully integrated indoor-outdoor entertaining space. For buyers thinking long-term, the property also presents the potential to add a detached ADU (buyer to verify), further enhancing flexibility for multi-generational living, rental income, or a private workspace. Combined with the generous parking capacity, the property supports future use scenarios that are increasingly difficult to find in this area. Nearby Brengle Terrace Park offers expansive green space, walking trails, sports courts, playgrounds, and the Moonlight Amphitheatre. Alta Vista Botanical Gardens and other community amenities provide additional recreational options within close proximity. Minutes away, Historic Downtown Vista has evolved into a vibrant local destination with a growing collection of restaurants, coffee shops, breweries, and entertainment venues, along with regular community events that contribute to the area’s character and appeal. With convenient access to the 78 corridor and close proximity to the coastal cities such as Carlsbad and Oceanside, the location offers the ability to enjoy both inland space and coastal lifestyle. This property is well-suited for buyers who are not only looking for a move-in-ready home, but also for the opportunity to personalize, expand, and create additional value over time.

Highlights

Listed by Talyssa D'avila , 619-379-3062 and Henish Pulickal , 858-380-8765 ROA California Inc , 619-717-6237. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

Year Built

1967

County

San Diego

Area

92084 - Vista

Listing ID

260017102SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Built-In Range, Counter Top, Dishwasher, ENERGY STAR Qualified Appliances, Gas Cooking, Disposal, Gas Range, High Efficiency Water Heater, Ice Maker, Microwave, Refrigerator, Range Hood, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:Bedroom on Main Level,Instant Hot Water,Main Level Primary
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:12
Zoning:R-1:SINGLE
Roof:Composition
Others:Updated/Remodeled,Stucco,Has ADU
Parking Features:Driveway
Principal Interest
$5,024
Taxes
$634

Home Price

$995,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,024.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,024.46 $634.31 $0.00 $5,658.77
Yearly $60,293.50 $7,611.75 $0.00 $67,905.25
Total $1,808,804.89 $228,352.50 $0.00 $2,037,157.39

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS