638 Cantara Ln , Vista, CA 92081
$1,599,999
Est. Payment: $8,727.51/mo
4 Bed
3 Bath
2630 Sqft
0.5 Acres
Status: Active | Days on site: 15
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House Description

Tucked away on a flat and fully usable half-acre lot, this single-level Vista home offers the kind of space and flexibility that’s increasingly hard to find. With 4 bedrooms, 2.5 baths, and 2,630 square feet of living space, the home has been lovingly held by the original owners and is ready for its next chapter. Inside, the home feels bright and welcoming, with abundant natural light throughout and a spacious layout that offers plenty of room to make it your own. The kitchen is equipped with granite countertops and newer stainless steel appliances, while the surrounding living spaces flow comfortably for both everyday living and entertaining. Step outside to a private pool and expansive yard with endless possibilities for relaxing, gathering, gardening, play, or creating a custom outdoor retreat. With so much usable land, the property also offers exciting potential to expand the existing home or explore an ADU, creating added flexibility for guests, multigenerational living, or future investment opportunities. A 3-car garage, no HOA, and convenient proximity to shopping, dining, and freeway access add even more everyday appeal. Whether you’re looking for a place to settle in and make your own or a property with room to grow and long-term potential, this Vista home offers a rare combination of space, versatility, and opportunity.

Highlights

Listed by Pina Shaw , 760-473-1227 HomeSmart Realty West , 760-607-5900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1992

County

San Diego

Area

92081 - Vista

School District

Vista Unified

Listing ID

NDP2608093

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:
  • ▪ Additional:Bedroom on Main Level

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:7
Zoning:R-1
Principal Interest
$8,728
Taxes
$1,020

Home Price

$1,599,999

Loan Details

30 yrs
7.245%

Down Payment

20%
$320,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,727.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,727.51 $1,020.00 $0.00 $9,747.51
Yearly $104,730.12 $12,239.99 $0.00 $116,970.12
Total $3,141,903.74 $367,199.77 $0.00 $3,509,103.52

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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