916 Mimosa , Vista, CA 92081
$1,099,985
Est. Payment: $5,554.60/mo
4 Bed
3 Bath
1984 Sqft
Status: active | Days on site: 162
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Seller financing available for this one of a kind property. Tucked inside a private gated and enclave of only 40 homes, offering a rare blend of space, flexibility, & lifestyle amenities in North County. Built in 1980 and thoughtfully refreshed, this single-family residence spans just under 2000 sf and situated on a flat and usable 0.15-acre lot. The floor plan is designed for real life. A downstairs primary suite, two separate living areas, and four true bedrooms provide the flexibility today’s buyers are actively seeking—whether for home offices, guest space, or multigenerational living. The home features an updated kitchen with high-end appliances and custom cabinetry, refreshed bathrooms, tile flooring, new windows, new roof, new exterior stucco, and a screened-in patio that extends everyday living to the outdoors. One of the standout features is the dual backyard layout with plenty of backyard space and options. The home backs to open space and parkland, including an accessible gate, creating a sense of privacy and greenery rarely found in similar neighborhoods and nearby homes. Both yard areas are acceptable by the city to accommodate an ADU, offering exceptional future potential for rental income, guest quarters, or extended family use. Additional upgrades include new decking, a refinished driveway, refreshed landscaping, and a two-car attached garage with oversized driveway for ample parking. The neighborhood itself enhances the lifestyle appeal. Residents enjoy four parks, two playgrounds, walking trails and 20 acres of open space. The community is part of Rancho Vista Estates and Rancho Vista Stables (Equestrian) — a truly distinctive amenity in San Diego County. Homeowners have the rare opportunity to board their horse within walking distance of home, with access to riding arenas, scenic trails, stalls, tack rooms, lessons, and professional training. This level of integrated equestrian access is exceptionally uncommon in the region. Adding further value, the property feeds into the highly sought-after San Marcos School District, offering a notable advantage over surrounding Vista schools. Conveniently located near San Marcos, Carlsbad, and the SR-78 corridor, the home feels connected without sacrificing privacy or tranquility. In short, 916 Mimosa Ave delivers comfort, functionality, and future optionality in a setting that quietly stands apart. A compelling opportunity for buyers seeking long-term value, lifestyle flexibility, and a community that offers something truly different and is rare to encounter.

Highlights

Listed by Beckie Nielsen , 530-604-1265 The Agency , 858-667-5400. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

180 Monthly

Year Built

1980

County

San Diego

Area

92081 - Vista

Neighborhood

Rancho Vista Estates (636)

School District

San Marcos Unified

Listing ID

NDP2601489

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Built-In, Dishwasher, Freezer, Disposal, Microwave
Air Cond:See Remarks
Fireplaces:Living Room
Floor:Tile
Other:Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)

Exterior Features

Lot:0-1 Unit/Acre,Drip Irrigation/Bubblers,Front Yard,Greenbelt,Sprinklers In Front,Lawn,Landscaped,Level,Near Park,Street Level,Yard,No Land Lease
Garage Capacity:8
Zoning:R-1
Roof:Composition
Sewer:Public Sewer
Parking Features:Door-Single,Driveway,Garage,Gated,RV Potential
Principal Interest
$5,555
Taxes
$701
HOA
$180

Home Price

$1,099,985

Loan Details

30 yrs
6.487%

Down Payment

20%
$219,997
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,554.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,554.60 $701.24 $180.00 $6,435.84
Yearly $66,655.22 $8,414.89 $2,160.00 $77,230.10
Total $1,999,656.53 $252,446.56 $64,800.00 $2,316,903.09

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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