490 N Civic Dr Unit 101 , Walnut Creek, CA 94596
$255,000
Est. Payment: $1,287.68/mo
1 Bed
1 Bath
682 Sqft
Status: active | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Fresh Start. Smart Investment. Incredible Value. Welcome to 490 Civic Drive, Unit 101—an exceptional opportunity to own in the sought-after The Keys community in the heart of Walnut Creek. Priced at just $255,000, this first-floor, one-bedroom, one-bath condominium is one of the best values on the market. Whether you're purchasing your first home, looking to right-size into easy, low-maintenance living, or adding a property to your investment portfolio, this home offers the flexibility to meet your needs. Move-in ready and awaiting your personal touch, it's the perfect opportunity to create a space that reflects your style while building equity in one of Contra Costa County's most vibrant cities. Life at The Keys extends beyond your front door. Residents enjoy an impressive collection of community amenities, including multiple swimming pools and spa, a fitness center, clubhouse, tennis courts, BBQ area, game room, guest parking, car wash area, greenbelts, and beautifully maintained common areas—creating a true resort-style lifestyle close to home. HOA services also include exterior maintenance and common area upkeep, with additional services and inclusions to be verified by buyers through HOA documents. Perfectly located just minutes from downtown Walnut Creek, you'll enjoy convenient access to premier shopping, neighborhood coffee shops, acclaimed restaurants, parks, BART, and major commuter routes, making it easy to experience everything this dynamic community has to offer. Opportunities to own in Walnut Creek at this price point are increasingly rare. At just $255,000, this is more than a home—it's an opportunity to stop renting, start building wealth, or secure an affordable foothold in one of the East Bay's most desirable communities. Don't wait for the market to change—make your move today.

Highlights

Listed by Blessing Okere , 925-431-6170 EXP Realty , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

837 Monthly

Year Built

1972

County

Contra Costa

Neighborhood

The Keys

Listing ID

41141681

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Stone

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Roof:Shingle
Others:Wood Siding
Parking Features:Covered,Underground,One Space
Principal Interest
$1,288
Taxes
$163
HOA
$837

Home Price

$255,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$51,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,287.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,287.68 $162.56 $837.00 $2,287.24
Yearly $15,452.10 $1,950.75 $10,044.00 $27,446.85
Total $463,563.06 $58,522.50 $301,320.00 $823,405.56

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Walnut Creek, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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