141 Cutter Dr , Watsonville, CA 95076
$1,900,000
Est. Payment: $9,594.44/mo
3 Bed
3 Bath
2379 Sqft
Status: active | Days on site: 17
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House Description

Have you ever dreamt of owning your own lakefront home? Opportunity is knocking! Located between Santa Cruz and Monterey Bay and just 40 miles from San Jose, Kelly Lake is a private, spring-fed lake ideal for an amazing getaway or full-time home for a fortunate few. Imagine casting a line from 1 of your 2 private docks, kayaking, paddleboarding, water skiing or any water sports you enjoy! Or just relax and breathe in the serenity while listening to the birds and the soaking in the beauty. Such a wonderful escape from the hustle and bustle. Gleaming hardwood floors and built-ins add charm and warmth, and an abundance of windows and doors bring in the amazing views and lends to indoor/outdoor living. The remodeled kitchen has stainless appliances including a Bosch refrigerator, Miele dishwasher, double ovens and a Wolf gas stovetop that faces the lake so you can enjoy the view and your guests while cooking. The primary includes the 2nd fireplace, walk-in closet and access to the outdoors and gives a perfect space to enjoy your morning coffee or unwind at the end of the day. Additional benefits include a newer roof, fully owned solar panels, landscape irrigation from the lake, a boathouse to store your gear, a possible wine storage space and more. Come and see this gem for yourself!

Highlights

Listed by Lisa Brom , 831-682-0126 Sotheby's International Realty , (831) 624-1566. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.14

Year Built

1963

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82054546

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Double Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Refrigerator, Trash Compactor
Air Cond:Central Air
Fireplaces:Gas Starter,Living Room,Wood Burning
Floor:Wood
Other:Wine Cellar,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1-10-GH
Roof:Composition
Sewer:Public Sewer
Principal Interest
$9,594
Taxes
$1,211

Home Price

$1,900,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$380,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,594.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,594.44 $1,211.25 $0.00 $10,805.69
Yearly $115,133.31 $14,535.00 $0.00 $129,668.31
Total $3,453,999.29 $436,050.00 $0.00 $3,890,049.29

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Watsonville, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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