145 Coy Dr , Watsonville, CA 95076
$4,995,000
Est. Payment: $27,414.43/mo
4 Bed
4 Bath
3000 Sqft
10.37 Acres
Status: Active | Days on site: 6
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ML35574 - ML5104187
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House Description

180-Degree Monterey Bay Views and an Organic Strawberry Farm in La Selva Beach. Set atop a bluff, the turnkey home opens on its defining feature: Monterey Bay catching the last light from the living room, kitchen, and patio alike, the sky changing color over the water in a way that's hard to look away from. Inside, the living room's Jerusalem stone fireplace anchors one side; sliding glass doors with automated blinds on the other frame the sunset over the bay, with Sonos Sound throughout. The kitchen carries the same intention with quartzite counters, an oversized island, Thermador appliances, a pot filler, and beverage drawers. The primary suite is its own retreat: a fireplace, oversized walk-in closet, a steam shower, and a deep soaking tub with book-matched tile. French oak floors carry that same quiet polish throughout. Three of the property's 10.37 acres are a working organic strawberry farm, with the rest having pears, figs, avocadoes, apples, limes, and lemons. Undeveloped land beyond it could become a private resort, with potential to add a pool, helicopter pad, or more gardens (buyer to verify). A three-car garage with its own EV charger handles daily use, a separate 25-by-45 steel shop adds room for five more cars, and a bocce court rounds out the patio.

Highlights

Listed by Mario Desantis , 831-291-0511 Coldwell Banker Realty , (831) 469-8000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
10.37

Year Built

1985

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82059694

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Dryer, Washer
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:
  • ▪ Additional:Walk-In Closet(s), Workshop
Water:Well

Exterior Features

Lot:Agricultural,No Land Lease
Garage Capacity:3
Zoning:CA
Roof:Composition
Principal Interest
$27,414
Taxes
$3,184

Home Price

$4,995,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$999,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$27,414.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $27,414.43 $3,184.31 $0.00 $30,598.74
Yearly $328,973.11 $38,211.75 $0.00 $367,184.86
Total $9,869,193.43 $1,146,352.50 $0.00 $11,015,545.93

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Watsonville, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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