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638 Orchard St , Watsonville, CA 95076
$799,000
Est. Payment: $4,385.21/mo
3 Bed
1 Bath
1166 Sqft
0.17 Acres
Status: Active | Days on site: 39
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ML35586 - ML5072974
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Chris Heller
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House Description

Welcome to this charming single-level home on a spacious 7,449 sq ft corner lot in one of Watsonville's most desirable neighborhoods. Blending timeless character with thoughtful modern updates, this inviting residence features numerous improvements completed in 2024, including a new roof, engineered hardwood flooring, updated plumbing and electrical, and a remodeled kitchen and bathroom. Most windows have been replaced with dual-pane windows, while a select few original windows remain, preserving the home's historic character. Filled with natural light, the flexible floor plan offers three bedrooms plus a versatile bonus room that can serve as a home office, secondary living area, or potential fourth bedroom. The expansive backyard offers outstanding potential. With convenient rear alley access and a generous lot size, this property may accommodate future development opportunities, including a possible additional residence, ADU, JADU, and/or lot split. Perfectly situated, you are just moments from the vibrant East Lake Village, home to local favorites that are nearby for effortless shopping. Commuting is a breeze with quick access to Highways 152 and 129. Lovingly cared for and bursting with opportunity, this light-filled Watsonville gem is ready for its next chapter!
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Highlights

Listed by Kasey Hinchman , 831-239-3708 David Lyng Real Estate , 831-429-5700. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.17

Year Built

1933

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82057568

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:0
Zoning:SFR
Roof:Composition
Others:
  • ▪ Additional:Stucco
Sewer:Public Sewer
Principal Interest
$4,385
Taxes
$509

Home Price

$799,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,385.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,385.21 $509.36 $0.00 $4,894.57
Yearly $52,622.53 $6,112.35 $0.00 $58,734.88
Total $1,578,675.79 $183,370.50 $0.00 $1,762,046.29

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Watsonville, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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